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Independent Insurance Holding Company  ·  Phoenix, Arizona

When coverage matters,
it has to be right.

Barkman Financial Group is the parent company of five specialized insurance divisions. We answer to the families, businesses, and individuals we serve — across every coverage need, in more than twenty states.

✓ Independent agency — we compare across our carrier network, not for it
✓  No fees — ever ✓  Licensed advisors ✓  No pressure ✓  Zero cost to you
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Speak With an Advisor
602‑680‑0058
Mon–Fri 8am–6pm  ·  Sat 9am–2pm CST
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✓ No fees ✓ Confidential ✓ No obligation
500+ Families Protected
20+ States Licensed
5 Specialized Divisions
$0 Cost to Work With Us
Who We Are

An independent holding company
built on one principle.

Barkman Financial Group is the parent company of five specialized insurance divisions. We are not a captive agency. We are not tied to any carrier, quota, or product line. Every recommendation we make is based solely on what is right for the client in front of us.

We were built by people who have sat with families in their hardest moments — and understood that this work is not about closing policies. It is about protecting people. That is the standard every division in this organization is held to, without exception.

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Integrity above commission. If a policy is not right for a client, we do not sell it. We have walked away from commission to protect clients. That is not a line — it is how we operate.
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Independent by design. We compare options across our entire carrier network and recommend what genuinely fits — not what pays us the most.
◆
Long-term relationships. Our commitment to every client continues long after enrollment. Annual reviews, claim questions, coverage changes — we are still there.
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Barkman Financial Group
20+ States
Licensed
Our Divisions

Five companies.
One standard.

Each division operates with focused expertise, dedicated advisors, and its own client-facing website. All five report to the same non-negotiable standard of care established by Barkman Financial Group.

01
Barkman Medicare

Dedicated Medicare advisors who verify your doctors, check prescriptions against plan formularies, and enroll you in the plan that genuinely fits — Supplement, Advantage, or Part D. Independent from every carrier.

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02
Barkman Final Expense

Whole life coverage designed to protect families from end-of-life costs. No medical exam. Rates locked for life. Death benefit paid tax-free, directly to beneficiaries, within days of a certified claim.

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03
Barkman Annuities

Guaranteed retirement income structured around each client’s timeline, risk tolerance, and income goals. Fixed, fixed indexed, and variable options. We solve the one retirement risk most people forget: outliving their savings.

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04
Barkman Commercial & Cyber

Commercial property, general liability, professional liability, workers’ compensation, and cyber liability for businesses at every stage. Independent placement across commercial carriers for the right fit at the right cost.

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05
Barkman Benefits

Group health, dental, vision, life, and disability benefits for employers of every size. We design packages that attract and retain talent — without overpaying for coverage employees don’t need or understand.

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“

We don’t train salespeople.
We train professionals
who happen to close.

Barkman Financial Group
Why It Matters

The standard we hold
every advisor to.

01
Integrity Above Commission

If a policy is not right for a client, we do not sell it. Period. We have walked away from commission to protect people from plans that did not serve them. This is not a value we market. It is a standard we enforce.

02
Independent Placement

We are not captive to any carrier. We compare options across our carrier network and recommend what genuinely fits — even if it is the simplest, least expensive option available. Our incentive is entirely aligned with yours.

03
We Actually Listen

Before we mention a single product, we understand the client — their family, their finances, their goals. The people we serve are not policy numbers. Every advisor in this organization is trained to serve, not sell.

04
We Stay in Your Corner

Annual coverage reviews. Claim questions answered. Coverage adjusted as life changes. Our relationship with every client continues long after the policy is placed. That is what separates a professional from a salesperson.

Why Independence Matters

We work for you.
Not the insurance company.

When you call a captive agent, you hear about one company’s products at one company’s prices. When you work with Barkman Financial Group, we compare options across our entire carrier network and recommend what is genuinely right for your situation.

Our compensation is identical regardless of which carrier we place you with. We have no incentive to recommend anything other than what is best for you. That is what independence means.

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Captive Agent
One carrier’s products only
Quota-driven recommendations
No carrier comparison possible
Single underwriting standard
Incentive tied to carrier, not client
Barkman Financial Group
Multiple carriers compared
Client-first, every time
Best fit from our full network
Broadest underwriting access
Incentive 100% aligned with client
Our trusted carrier partners
Mutual of Omaha ◆ Transamerica ◆ Aetna ◆ American Amicable ◆ AIG  /  Corebridge ◆ Gerber Life ◆ And more
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Real guidance.
No cost. No pressure.

Twenty minutes is all it takes to understand your options and know exactly where you stand. Zero obligation to do anything after.

602‑680‑0058 Call or text — we answer Get a Free Consultation →